Looking to expand your business? Charge Plus Merchant Services has something to broaden your options. If you're an existing customer, we can help you enhance your existing payment solutions and increase sales.

Merchant Payment Services lets you multiply your sales, reduce your check losses, expand your customer base, and increase your cash flow. With a wide range of value-added and reduced cost products and services, you'll be able to:

Expand your customer payment options to include Electronic check authorization and online debit. Manage your financials with our state-of-the-art reporting options. Use the latest in terminal technology.

If you're not an existing customer, and you're interested in applying for a Merchant Account, please fill out our Free Online Application or contact a customer account representative directly.

Electronic check authorization
Charge Plus's Electronic Check Acceptance (ECA) turns paper checks into electronic items automatically at the point of sale. ECA provides your customers with a fast, easy, secure, and accurate processing solution. Your business will benefit with the reduction in bank fees, check returns, and check handling expense. You'll also benefit from improved cash flow as a result of having your checks electronically deposited. To learn more about Electronic check authorization, please contact a customer account representative directly.

Charge Plus' check guarantee
Sometimes, situations arise when there are no payment alternatives for a customer other than writing a personal check. Alternatively, many internet vendors find that they lose out on sales to customers who prefer to pay by personal check over the internet. When these situations arise, many businesses flat out refuse to accept personal checks because there is a high degree of risk and hassle in dealing with a possible "bad check". However, as a Charge Plus customer, you will be prepared for such situations. For a mere $0.43 per check, Charge Plus' affiliated check services provider will guarantee each and every questionable check you receive. In the event that you receive a returned check guaranteed by Charge Plus' affiliate check guarantee service, you will be reimbursed for the full check amount plus any bank fees you may have incurred. No risk, no lost sleep. To learn more about Charge Plus affiliated check guarantee service, please contact a customer account representative directly.

ATM/online debit cards
Today's busy consumers are looking for fast, convenient service. Increase your sales with debit (ATM) card processing today. The use of online debit continues to grow in popularity with both consumers and businesses. The addition of PIN-based debit to your POS terminal allows customers to use their ATM/debit cards to make purchases at your business. The result — increased sales and greater customer satisfaction. In addition, there is a processing cost advantage to accepting debit over credit. Due to the risk of a chargeback when accepting debit, we are able to offer a fixed processing fee per debit transaction. This processing fee is usually between $0.25 to $0.50 per transaction depending on your volume of service and business qualification. To learn more about ATM/online debit cards, please contact a customer account representative directly. Unfortunately, debit processing is not available for internet transactions.

Electronic Benefits Transfer
One necessary evil associated with running a successful grocery or convenience store food distribution business is the requirement to accept state issued food stamps. Handling paper food stamps introduces some significant risks. Handling food stamps exposes your business to accepting fraudulent food stamps and also increases your susceptibility to theft by increasing the amount of unregistered currency on-hand. Now there are better electronic solutions available. Many states have converted to EBT to reduce fraud associated with paper food stamps. This means that instead of receiving paper food stamps and paper checks, customers in most states are issued EBT cards to purchase food products and access cash benefits. Every transaction tracked electronically. This helps both the state and the vendor. However, it introduces some new complexities into many businesses, which are not fully familiar with electronic transaction processing systems. That's why we're here. Charge Plus can offer you a single integrated solution to meet all your EBT processing needs in addition to you mainstream payment processing needs. Accepting EBT couldn't be any easier or more seamless. To learn more about accepting Electronic Benefits Transfer, please contact a customer account representative directly.